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Our Process

We strive to exceed your expectations every day.

While our efforts will be focused on helping you achieve your objectives, our ultimate goal is for you to surpass them. After all, you’re investing time, money and energy into working with us, and we want to make sure you’re getting maximum value out of our relationship. Throughout our time together, we’ll be constantly looking for new ways to get you closer to where you want to be.

6-step Financial Strategy Process

STEP 1: Establishing and defining the client-advisor relationship

Your financial advisor explains or documents the services to be provided and defines their responsibilities along with the responsibilities of the client. The advisor and client should agree on how long the relationship will last and on how decisions will be made.

STEP 2: Gathering client data and determining goals and expectations

The financial advisor asks about the client's financial situation, personal and financial goals and attitude about risk. The advisor gathers all necessary documents at this stage before giving advice.

STEP 3: Analyzing and evaluating the client's financial status

The financial advisor analyzes client information to assess his or her current situation to determine what must be done to achieve the client's goals. Depending on the services requested, this assessment could include analyzing the client's assets, liabilities and cash flow, current insurance coverage, investments or tax strategies.

STEP 4: Developing and presenting the financial strategy recommendations and/or alternatives

The financial advisor offers recommendations that address the client's goals, based on the information the client provided. The advisor reviews the recommendations with the client to allow the client to make informed decisions. The advisor listens to client concerns and revises recommendations as appropriate.

STEP 5: Implementing the financial strategy recommendations

The financial advisor and client agree on how recommendations will be carried out. The advisor may carry out the recommendations for the client or serve as a "coach", coordinating the process with the client and other professionals such as attorneys or stockbrokers.

STEP 6: Monitoring the financial strategy recommendations

The client and financial advisor agree upon who will monitor the client's progress toward goals. If the advisor is involved, they should report to the client periodically to review the situation and adjust recommendations as needed.